Life Cover Duration Calculator


How long will your life cover last? Enter the amount of life cover you have or are applying for and the amount of monthly bills and expenses expected.

Make sure you have the right amount of cover in place to help plan for your family’s financial security. This quick and easy calculator will show you how long your life cover payout would last, based on your family’s monthly income needs.

You may be reassured to see just how well your family will be provided for or you may discover you need to review your life cover.

Sum Assured €
€ 100,000
€ 1,000,000
Monthly Income Needed €
€ 1,500
€ 10,000
Growth %
Inflation %

Based on the information you gave above the life cover payout would last:

Please note:

This calculation assumes that the life cover payout is invested to achieve a return of 4% per annum after tax, that the monthly income needed increases by 3% per annum and that the first monthly income is taken after 1 month.


This calculation is for illustration purposes only. All applications for life cover are subject to underwriting requirements. Before making a final decision, we recommend you get advice from a Financial Broker.

Royal London Insurance DAC is regulated by the Central Bank of Ireland.
Royal London Insurance DAC is registered in Ireland, number 630146, at 47-49 St Stephen’s Green, Dublin 2.
Royal London Insurance DAC is a wholly owned subsidiary of The Royal London Mutual Insurance Society Limited which is registered in England, number 99064, at 55 Gracechurch Street, London, EC3V ORL.

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